Discover Your Credit Potential—Get Your Score Today with SoFi!

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SoFi provides every member with credit score monitoring as part of its financial management tools. By tapping on your score, you can explore all the factors that contribute to your credit rating—such as recent changes, credit utilization, and a breakdown of other important credit elements.

 



Understanding your score isn’t just about the numbers, so SoFi also includes a credit score simulator. This simulator allows you to see how using different amounts of your credit can affect your score. It gives a close estimate of your possible score changes, helping you prepare for important financial decisions and set goals confidently.

Try it out in the this SoFi exclusive calculator, and keep a close eye on your credit score to reach your financial goals!






 


 Published date:

October 30, 2025

 Region:

Alabama

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