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Filling a cart is the fun part. Checkout is where people sometimes stop and wonder if they are using their card the right way, or if they missed something that could have helped.

If you shop with a Target Red Card, a little planning can make the trip smoother. Before you leave home, check which items in your cart may be eligible for card benefits. At the register or online, choose your card as the payment method and review the total before you confirm. Afterward, keep your receipt or order details handy in case you need them later. Offers and benefits are subject to applicable terms and conditions, so it helps to know what applies to you.

To walk through the full process step by step, take a look at https://targetsredcard.com/ the next time you plan a shopping trip.

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• Never pay with Western Union, Moneygram or other anonymous payment services
• Don't buy or sell outside of your country. Don't accept cashier cheques from outside your country
• This site is never involved in any transaction, and does not handle payments, shipping, guarantee transactions, provide escrow services, or offer "buyer protection" or "seller certification"