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A Licensed Money Lender is a government-authorized financial institution or individual legally permitted to provide loans to borrowers under regulated terms. Unlike unlicensed lenders, licensed money lenders operate under strict laws that ensure fair interest rates, transparent agreements, and responsible lending practices. They offer personal, business, and payday loans to help individuals meet short-term financial needs. Choosing a licensed money lender guarantees safety, legality, and protection from hidden charges or unfair debt collection practices. Always verify the lender’s license before borrowing.
